*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

body{
    font-family:Arial,Helvetica,sans-serif;
    background:#f5f7fb;
    color:#333;
    line-height:1.7;
}

header{
    background:#004b8d;
    color:white;
    padding:20px;
}

.container{
    width:90%;
    max-width:1100px;
    margin:auto;
}

header h1{
    margin-bottom:10px;
}

.subtitle{
    color:#d9ecff;
    margin-bottom:15px;
}

nav{
    margin-top:15px;
}

nav a{
    color:white;
    text-decoration:none;
    margin-right:20px;
    font-weight:bold;
}

nav a:hover{
    text-decoration:underline;
}

.hero{
    background:white;
    padding:70px 0;
}

.hero h2{
    color:#004b8d;
    font-size:34px;
    margin-bottom:20px;
}

.hero p{
    font-size:18px;
    margin-bottom:30px;
}

.button{
    display:inline-block;
    background:#0d6efd;
    color:white;
    text-decoration:none;
    padding:14px 30px;
    border-radius:6px;
}

.button:hover{
    background:#004b8d;
}

.card{
    background:white;
    margin:40px 0;
    padding:30px;
    border-radius:10px;
    box-shadow:0 3px 15px rgba(0,0,0,.08);
}

.card h3{
    color:#004b8d;
    margin-bottom:15px;
}

footer{
    margin-top:60px;
    background:#003b70;
    color:white;
    padding:30px;
}

footer a{
    color:white;
}

h2{
    color:#004b8d;
    margin-bottom:20px;
}

h3{
    margin-top:25px;
    color:#004b8d;
}

ul{
    margin-left:25px;
    margin-top:10px;
}

table{
    width:100%;
    border-collapse:collapse;
    margin-top:20px;
}

table td,table th{
    border:1px solid #ddd;
    padding:10px;
}

@media(max-width:768px){

.hero{
padding:40px 0;
}

.hero h2{
font-size:28px;
}

nav a{
display:block;
margin:10px 0;
}

.card{
padding:20px;
}

}